ercTree has identified Lenders that are capable of funding businesses with every type of loan imaginable. Just as we hold high expectations of the Approved Firms, each ercTree Approved Lender has been vetted and tested to meet the high standards and expectations in providing our customers with above average service, the best terms, and lowest fees within the small business lending.
Extensive loan programs available including Conventional Financing, SBA, USDA, Freddie Mac, Fannie Mae, FHA and Private Capital.
Approved Lenders have a thorough understanding of the loan programs made available to business owners through the U.S. Small Business Administration. Having experts to help our customers take advantage of these exciting loan programs.
Use of proceeds:
Terms:
Use of proceeds:
Terms:
A bridge loan or “Hard Money” loan is a short-term loan collateralized by commercial real estate which is used to get control of a property or when a property is in transition. Approved Lenders have experience in funding complex deal structuring to help you execute your business plans.
Use of proceeds:
Terms:
CMBS stands for “Commercial Mortgage-Backed Securities.” It is a type of loan backed by commercial properties that are “securitized” into a pool and then transferred to a trust. The trust issues a series of bonds that are sold to investors.
Use of proceeds:
Approved property types include the following:
Real estate investing is back, and we have access to loan programs to help investors buy properties at the highest LTV possible and the lowest out-of-pocket possible.
Purchase Loan:
Blanket Loan:
Our Approved Lenders have relationships to finance almost any type of business-related equipment. Borrowers can use existing equipment as collateral to get access to capital or we can arrange financing for the purchase of new or even used equipment.
Types of equipment:
Just about any type of equipment can be used including Signage, Construction Equipment, Heavy Machinery, Tractors, Farming Equipment, Trucks, Trailers, Printing Equipment, Manufacturing Equipment, etc.
These are simple interest term loans for businesses with good credit and cash flow.
Working Capital Loans have historically been associated with hard money and high fees. Now lenders are offering better pricing and longer terms, making this type of financing more attractive to business owners. Funding can take place in as little as one day with a one-page application and little documentation required. We represent the nation’s top lenders and know how to negotiate the best terms for our clients.
Same day funding
Unsecured Lines of Credit is an excellent way for startups and existing businesses to get access to capital.
An unsecured line of credit is a variable rate credit product for small businesses that provides access to funds when they are needed. As the outstanding balance is repaid, the amount of the available credit is replenished and made available for future use.
We have lenders that will fund your invoice in full that Payer has approved, minus the 5 % fee. The lender will obtain payment from the Payor later.
These loans have historically been associated with hard money and high fees. Now lenders are offering better pricing and longer terms, making this type of loan more attractive to business owners. Funding can take place in as little as one day with very little documentation required.
We have lenders that will fund your invoice in full that Payer has approved, minus the 5 % fee. The lender will obtain payment from the Payor later.
Business Term Loans come with monthly payments, and no prepayment penalty. They are designed to be as flexible as possible, so the funds can be used for almost any business purpose.